It is better to be on guard than sorry.
To apply for a debt review maybe too late if your creditors sent you already summon and once you got the said notice, you are no longer allowed to apply for debt review. You should find ways then on how to avoid such dilemma. Tomorrow might be too late. So now would be the best time to contact a debt review experts.
To be eligible on applying for debt review, one must at least have some other source of income no matter where it came from as long as it is legal. You should know that anyone can qualify whether you are doing some self-help work or an office work. The only concern of debt review for you to qualify for it is that they see to it that you have enough amount of income to pay for your basic living expenditures like food, electric and water bill and once all these are estimated, the debt counselor could now calculate on what to bargain to your creditors for your outstanding debt balance payment.
Why let your creditors abuse you and threat you with such humiliating words when you can cover yourself with debt review? Yes, this may sound too good to be true but this is for real. Debtors aren’t criminals. You may feel shy to let others know about your debts but hey, everyone does borrow money one way or another.
Having debts is actually not the problem, the biggest and might be the worst problem you will soon face if you continue to ignore your debts. Now when such time comes you can ask help from any debt review agency. The National Credit Act of 2007 states the rule of debtor’s protection from their creditors through Debt Review procedure or also known as Debt Counseling. So never give your creditor a single chance to put you down.